Reinsurance articles

AI liability accumulation across lines is quietly funding a capital charge and an earnings surprise that most reinsurers cannot yet see on their own books.

2026-09-09

Cyber claims data too inconsistent for pricing needs a named owner, a defined escalation path, and a minimum data standard to actually get fixed.

2026-09-09

Cyber claims data too inconsistent for pricing quietly distorts loss ratio, reserve adequacy, and return on capital across an entire portfolio.

2026-09-09

Cyber claims data too inconsistent for pricing creates a real, quantifiable balance-sheet exposure that boards should ask to see measured directly.

2026-09-09

Cyber claims data too inconsistent for pricing hides a real risk behind growing premium volume, since more data collected inconsistently is still not usable data.

2026-09-09

Cyber claims data too inconsistent for pricing puts specific, answerable questions in front of the Chief Actuary before the next treaty gets priced.

2026-09-09

Incident response capacity as a severity driver responds well to practical workflow redesign across underwriting, claims, and cedant coordination.

2026-09-09

Incident response capacity as a severity driver explains why identical cyber incidents produce wildly different claim sizes across a reinsurance portfolio.

2026-09-09

Incident response capacity as a severity driver quietly erodes loss ratio and return on capital until a reinsurer prices it directly at renewal.

2026-09-09

Incident response capacity as a severity driver deserves its own board-level scenario test, not just a mention in the annual cyber risk report.

2026-09-09

Incident response capacity as a severity driver needs clear decision rights across underwriting, claims, and actuarial before it can be priced consistently.

2026-09-09

Fixing silent technology exposure in legacy wordings takes a repeatable, measurable process, not a one-time legal review that quietly stalls after the first pass.

2026-09-09

Silent technology exposure in legacy wordings is still sitting inside property, GL, and marine treaties written years before today's technology and AI risk existed.

2026-09-09

Boards should require documented evidence, not general assurance, before accepting that silent technology exposure in legacy wordings is being managed rather than merely acknowledged.

2026-09-09

Silent technology exposure in legacy wordings needs a leadership decision on sequencing and priority, not just a legal review buried inside the wording team's backlog.

2026-09-09

Silent technology exposure in legacy wordings does not just create claims disputes, it quietly caps how much profitable new business a reinsurer can safely write.

2026-09-09

Anti-selection in digital life distribution needs a concrete operating process in life and health reinsurance, not just policy statements. Here is what that process actually looks like.

2026-09-08

Anti-selection in digital life distribution is becoming a real executive risk in life and health reinsurance as accelerated underwriting scales faster than fraud controls. Here is how the problem starts.

2026-09-08