Insurance articles

Cyber insurance business continuity planning has become a specific underwriting ask, not a general assumption, and insurers increasingly want to see the plan itself, not just a claim that one exists.

2026-10-09

Cyber insurance policy comparison gets complicated fast, since two quotes both labeled full coverage can define triggers, sublimits, and exclusions in completely different ways.

2026-10-08

Cyber insurance claims data analytics now gives underwriters enough loss history to price risk based on real outcomes instead of broad industry assumptions.

2026-10-07

Embedded cyber insurance is increasingly bundled into other business policies and software subscriptions automatically, raising real questions about whether buyers understand what they now hold.

2026-10-06

Cyber insurance placement speed has become a competitive differentiator for MGAs, with quote-to-bind timelines that once took weeks now compressed to same-day in many segments.

2026-10-05

Cyber insurance underwriting AI models are compressing a process that used to take weeks of manual review into a decision made in minutes, though not without new questions about accuracy and oversight.

2026-10-04

Cyber insurance data breach cost trends show the average incident getting more expensive nearly every year, driven less by ransom size and more by detection, notification, and downtime costs.

2026-10-03

Cyber insurance ransomware payment ban rules are reshaping extortion coverage, since a growing number of jurisdictions now restrict or prohibit paying ransom demands entirely.

2026-10-02

Cyber insurance for cryptocurrency exchanges has to price a target that never closes, holds instantly transferable assets, and faces attackers with an unusually direct financial motive.

2026-10-01

Cyber insurance for IoT devices has to account for hardware that was never designed with security updates in mind, which changes how underwriters think about long-tail exposure.

2026-09-30

IRDAI commission rules 2026 explained for insurers, including proposed commission caps, EoM changes, seller accountability, and distribution impact.

2026-09-29

Social engineering fraud coverage often sits inside cyber insurance as a small, separately capped sublimit that many policyholders never notice until a wire transfer scam wipes it out.

2026-09-29

Cyber insurance employee training requirements are showing up more often on renewal applications, but insurers still disagree on how much phishing simulation actually lowers claim frequency.

2026-09-28

Cyber insurance for point of sale systems has been priced since the first big retail card breaches over a decade ago, yet insurers still treat POS exposure differently depending on how the terminal connects. Here is why.

2026-09-27

Cyber insurance supply chain risk is one of the hardest exposures for underwriters to price, since the weak link often sits several layers away from the policyholder. Here is how carriers approach it anyway.

2026-09-26

Underwriting micro-SME cyber risk means building coverage that actually fits five-person companies, not a scaled-down version of enterprise cyber insurance.

2026-09-26

Cyber insurance for police and public safety departments remains a coverage gap few insurers are filling well, despite these agencies holding highly sensitive data on tight budgets.

2026-09-25

Cyber insurance vendor risk management is now a core underwriting question, since a breach at a vendor can trigger claims against your own policy. Here is how coverage actually responds.

2026-09-25