Reinsurance articles

Reinsurance panel design for cedents: how many reinsurers to use, maximum line sizes, security floors and concentration caps, with a worked panel stress test.

2026-11-12

Reinsurance risk management strategy guide: what Solvency II, the PRA and ICP 13 require, what the document must contain, and a worked risk appetite test.

2026-11-12

Reinsurance sidecar guide for insurers and reinsurers: structure, fees, profit commission, collateral, regulation and a worked quota share economics example.

2026-11-12

Reinsurance to close at Lloyd's explained: 36-month closure, RITC premium build-up, third-party RITC, run-off years, Lloyd's rules and a worked example.

2026-11-12

Reinsurer roadshow preparation for cedents: what reinsurers want to see, how to build the pack, a worked pricing example and a renewal timeline.

2026-11-12

Retakaful explained for takaful and retakaful operators: wakala, mudaraba and hybrid models, fund segregation, surplus, qard and a worked AED example.

2026-11-12

Risks attaching vs losses occurring explained for treaty teams: run-off timing, basis switches, gaps, overlaps, IFRS 17 and a worked treaty-year example.

2026-11-12

Saudi reinsurance retention requirements explained: the 30% minimum retention, the 30% local reinsurance offer, reinsurer rules and a worked SAR test.

2026-11-12

Second event cover explained for cedents and reinsurers: triggers, structures, pricing, Solvency II effect and a worked multi-catastrophe year example.

2026-11-12

Solvency II counterparty default adjustment explained: the Article 61 formula, PD by credit quality step and a worked example of how ratings cut recoverables.

2026-11-12

SRCC reinsurance capacity explained for cedents and reinsurers: why riot cover left cat treaties, standalone options, hours clauses and a worked example.

2026-11-12

Swing-rated reinsurance premium explained: minimum and maximum rates, loss loadings, break-even points and a worked swing calculation for cedents.

2026-11-12

Value of in-force monetization explained: how VIF reinsurance turns future life profits into cash today, with a worked financing example and risk transfer test.

2026-11-12

YRT rate increases explained for life insurers: guarantee wording, recapture rights, a worked profit impact example and how to challenge in-force repricing.

2026-11-12

Closing the AI liability accumulation gap across lines takes specific operating controls, not just a wording review, starting with tracking AI vendor concentration at the point of quoting.

2026-09-09

AI liability accumulation across lines is building up unseen inside cyber, E&O, GL, and D&O books at once, and most reinsurers still have no single view of it.

2026-09-09

Boards need concrete evidence, not verbal assurance, that management actually controls AI liability accumulation across lines before the next renewal cycle locks in another year of exposure.

2026-09-09

AI liability accumulation across lines falls between underwriting, finance, claims, and risk, and until one of them owns it, none of them are actually managing it.

2026-09-09