Reinsurance articles

When reporting cycles that take weeks instead of days are the norm, the board is reviewing risk that already changed weeks ago, not the risk the reinsurer actually carries today.

2026-09-01

Even after a reinsurer adopts a proper system of record, shadow spreadsheets quietly creep back in. Here's why that happens, and how to stop it.

2026-09-01

Shadow spreadsheets replacing the system of record don't just create confusion, they distort the numbers capital allocation decisions actually depend on.

2026-09-01

Retiring shadow spreadsheets that replaced the system of record works only if the business keeps running smoothly through the transition.

2026-09-01

Boards should know exactly what breaks first if shadow spreadsheets keep quietly replacing the reinsurance system of record.

2026-09-01

Deciding who owns the problem when shadow spreadsheets replace the system of record is an executive decision, not a technical footnote.

2026-09-01

When shadow spreadsheets start replacing the system of record, reinsurers lose control of their own data without ever making that decision on purpose.

2026-09-01

Conflicting treaty records don't just cause confusion, they quietly erode margin through reconciliation cost, mispriced renewals, and delayed capital decisions.

2026-09-01

Building a governed treaty record takes more than good intentions. Here are the specific operating controls that make one source of truth actually stick.

2026-09-01

Conflicting treaty records are a governance issue, not just an IT one. Here's what a board should ask to find out if the gap is under control.

2026-09-01

Fixing treaty data fragmentation isn't just an IT project. Here's how the CUO, CFO, and CTO should each own a piece of the single-source-of-truth problem.

2026-09-01

Missing treaty terms don't just cause confusion, they create real exposure at claim time and audit time. Here's where the risk actually comes from.

2026-09-01

Spreadsheet-dependent treaty administration slows renewals and creates costly errors as a reinsurer's book grows. Here's why it happens and how to fix it.

2026-09-01

When underwriting, claims, and finance run on disconnected systems, reinsurers lose time and accuracy reconciling data that should already agree. Here's how to fix it.

2026-09-01

System silos between underwriting, claims, and finance don't just slow reporting, they tie up capital that could otherwise be deployed, priced, or returned.

2026-09-01

Breaking down system silos doesn't mean replacing every platform at once, it means connecting the data these three functions already produce.

2026-09-01

Claiming control over system silos and actually being able to prove it to a board or regulator are two very different things.

2026-09-01

When underwriting, claims, and finance can't agree on a single number, the executive committee needs to ask why, not just wait for the next reconciled report.

2026-09-01