Reinsurance articles

Boards are starting to ask whether management can actually prove it has control of integration debt between core systems, not just describe it.

2026-09-01

Integration debt between policy admin and reinsurance systems forces a specific decision that reinsurance CTOs can only postpone, not avoid.

2026-09-01

Integration debt between policy admin and reinsurance systems is the quiet reason every new feature takes longer to ship than the last one.

2026-09-01

Legacy core systems that can't support new treaty structures don't just create IT friction, they quietly erode margin and capital efficiency deal by deal.

2026-09-01

Operating controls can contain the risk of legacy core systems that can't support new treaty structures while a longer-term fix is planned, without pretending the workarounds are a permanent solution.

2026-09-01

Board oversight of legacy core systems that can't support new treaty structures should focus on what business is being turned away, not just whether the system is still running.

2026-09-01

Legacy core systems that can't support new treaty structures force an executive decision, not just a technology backlog item, about how much future business the reinsurer is willing to keep turning away.

2026-09-01

When legacy core systems can't model the treaty structures underwriters actually want to write, reinsurers either force-fit the deal or lose it. Here's why this keeps happening.

2026-09-01

Reconciling bordereaux by hand works for a handful of cedants but breaks down at scale. Here's why, and what automated reconciliation looks like instead.

2026-09-01

Manual bordereaux reconciliation doesn't show up as its own line item, but its cost still lands squarely on the P&L through missed recoveries and rushed labor.

2026-09-01

Automating bordereaux reconciliation only works if it produces a stronger audit trail than the manual process it replaces, not a weaker one.

2026-09-01

Whether manual bordereaux reconciliation is an acceptable risk depends on comparing what it actually produces against the reinsurer's own stated risk appetite.

2026-09-01

Bordereaux reconciliation touches underwriting, finance, and operations, which is exactly why it often ends up with no clear executive owner at all.

2026-09-01

Manual bordereaux reconciliation works fine for a handful of cedants, but the process itself starts breaking down long before anyone plans for it.

2026-09-01

When every department keeps its own version of treaty terms, small disagreements turn into real financial and legal risk. Here's how to build one source of truth.

2026-09-01

Onboarding delays for newly bound reinsurance programs don't just frustrate operations teams, they erode margin and return on capital during every month a program sits half-operational.

2026-09-01

Faster onboarding for newly bound reinsurance programs comes from removing repetitive manual setup work, not from skipping the diligence that genuinely needs time.

2026-09-01

A program that onboarded slowly the first time tends to expose the same weaknesses again at renewal, which makes onboarding delay a governance question, not just an operational one.

2026-09-01