Insurance articles

Cyber insurance for manufacturers has to price operational technology risk separately from IT risk, since a breach on the plant floor behaves nothing like a data breach.

2026-09-15

Cyber insurance for real estate firms increasingly centers on wire fraud at closing, where a single spoofed email can redirect an entire down payment.

2026-09-15

Cyber insurance for law firms has to account for privileged client data and confidentiality duties that most other professional service policies never touch.

2026-09-14

Cyber insurance for healthcare providers has to underwrite far more than HIPAA penalty exposure, from patient safety disruption to medical device risk.

2026-09-13

Breach coach selection often determines how a cyber claim unfolds. Here is what a breach coach actually does and why insurers insist on picking one first.

2026-09-03

Breach notification laws by state don't share a single deadline or trigger definition. Here's why that timing gap still catches policyholders off guard.

2026-09-03

Business email compromise claims involve almost no malware or hacking tools, just a convincing email. Here is how insurers evaluate and pay these losses.

2026-09-03

Contingent business interruption from cyber events covers losses caused by a vendor or provider outage, not an attack on the policyholder itself.

2026-09-03

Cyber insurance aggregation risk is what keeps reinsurers awake, the single event that hits thousands of policyholders at once. Here's how it's tracked.

2026-09-03

Certain cyber insurance application red flags get a submission declined outright, no negotiation. Here's what underwriters won't quote around.

2026-09-03

Cyber insurance broker E&O exposure grows every time coverage advice is unclear, incomplete, or wrong. Here's where that risk actually comes from.

2026-09-03

Cyber insurance broker training programs are trying to close a real gap between what agents know and what underwriters now expect at submission.

2026-09-03

A cyber insurance broker's value proposition goes well past finding a quote. Here's what a good broker actually does across the life of a policy.

2026-09-03

Cyber insurance captives let large enterprises retain and finance more of their own cyber risk. Here's when self-insuring cyber actually makes sense.

2026-09-03

Cyber insurance catastrophe modeling has to simulate losses with no physical footprint at all. Here's how modelers approach a peril that breaks the old rules.

2026-09-03

Cyber insurance claims adjuster training barely existed a decade ago. Here is how the specialty took shape and what it actually covers today.

2026-09-03

Cyber insurance claims denial reasons often trace back to exclusions buried in the policy wording. Here are the ones that catch policyholders most off guard.

2026-09-03

Cyber insurance claims litigation happens when a breach and its aftermath turn into a legal fight over what the policy actually covers. Here is how that unfolds.

2026-09-03