The difference between catching a cross-line subsidy in its first year and discovering it in its fifth is the difference between a manageable remediation and a portfolio crisis. An early-warning system is the operating control that makes that difference.
Build an early-warning system for facultative buying that starts too late. Learn the process controls, monitoring dashboards, and escalation workflows that detect late facultative placement before it becomes a portfolio-wide practice.
Liquidity stress does not arrive without warning—but the warning signals are scattered across systems that do not talk to each other. Building an integrated early-warning system is the operating-model change that prevents surprise.