Biometric risk correlation after population events raises a direct balance-sheet question boards are not yet asking. Here is how much exposure it can create, and how to size it.
Board risk committees need a specific set of questions to test whether management actually has visibility into cloud concentration beyond named providers before it becomes a correlated loss event.
Duplicate data entry across underwriting and accounting is worth running through a risk-appetite test, not just an operational efficiency review.
Boards are starting to ask whether management can actually prove it has control of integration debt between core systems, not just describe it.
Whether manual bordereaux reconciliation is an acceptable risk depends on comparing what it actually produces against the reinsurer's own stated risk appetite.
Is your reinsurance strategy exposed to ransomware severity after security control decay? Board risk committees need specific questions to test whether management can see this risk before it becomes a severe claim.
Conflicting treaty records are a governance issue, not just an IT one. Here's what a board should ask to find out if the gap is under control.
Claiming control over system silos and actually being able to prove it to a board or regulator are two very different things.
Technical debt is easy for a board to overlook because it never shows up as a single incident. Here's why it still deserves board-level attention.
Underwriting evidence that ages too quickly deserves a standing board-level scenario, not a one-time review. Here is the exercise reinsurance leaders should run and repeat.
A file-naming problem doesn't sound like a board-level risk, but mismatched wording versions can turn into disputed claims and control weaknesses fast.