Breach notification laws by state don't share a single deadline or trigger definition. Here's why that timing gap still catches policyholders off guard.
Cyber insurance for financial services firms has to layer on top of bank bonds and crime coverage, since those instruments were never built for modern cyber risk.
Cyber insurance for a multi-state book of business has to track a patchwork of state privacy laws that rarely agree with each other. Here's what that means for coverage.