Cyber claims data too inconsistent for pricing needs a named owner, a defined escalation path, and a minimum data standard to actually get fixed.
Cyber claims data too inconsistent for pricing quietly distorts loss ratio, reserve adequacy, and return on capital across an entire portfolio.
Cyber claims data too inconsistent for pricing creates a real, quantifiable balance-sheet exposure that boards should ask to see measured directly.
Cyber claims data too inconsistent for pricing hides a real risk behind growing premium volume, since more data collected inconsistently is still not usable data.
Cyber claims data too inconsistent for pricing puts specific, answerable questions in front of the Chief Actuary before the next treaty gets priced.